Couples spend many months planning their big day and with all the different suppliers and services involved, having just the one policy which covers everything, makes the organisation easier.
A policy should be taken out before any deposits are paid to suppliers or items purchased. Loss or damage to important items such as the wedding attire, rings, flowers, cake, transport and anything else that has been paid for, will all be protected. If the supplier goes bust or they fail to turn up on the day, the cost of replacement will be covered.
Imagine after all the planning and expense, that the photographs can’t be printed because the film, negatives or any digital media that was used has been damaged! Its worth checking that your policy will pay for a photographer to re-shoot with the wedding party, including payment of any costs needed to do this including things like suit hire.
Whether you are planning a lavish ceremony at home or an intimate civil partnership abroad, most policies will offer cover ranging from £10,000 up to £50,000, but it is important to shop around to get the right policy to cover your specific circumstances. For higher levels of cover, you should contact a specialist broker.
Wedding Insurance is quick and easy to purchase, usually from stores, on-line, from a bank or reputable broker who is ABI accredited.
To work out the level of cover you need, first complete the budget checklist.
common wedding mishaps which wedding insurance can cover:
* The lavish wedding cake is dropped
* The Bride or Groom becomes ill
* A supplier becomes insolvent
* The rings are lost
* A supplier doesn’t turn up
* The dress is damaged
* Fire of flood at the venue
* A guest has an accident
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